- Businesses may find that there is an employee who is critical to the success of the business. If they get too sick or too hurt to work, the business could be seriously disrupted.
- Key Person disability coverage makes sure the business will survive. It provides money that may be used to find a replacement for the key person or to offset revenue lost while the key person is disabled.
- As long as the key employee doesn’t own more than 50% of the business, the business can insure the key employee to protect its financial future.
