- GSI plans are the perfect answer for Benefit Advisors in providing adequate income protection for their group insurance clients.
- For employers who meet certain guidelines, coverage is issued without medical underwriting other than an actively at work provision. This can be for groups of as few as 3 employees.
- This protects higher-income employees who receive bonuses and incentive compensation typically not covered under their Group LTD plan, as well as employees whose earnings exceed the maximum benefits of the group LTD plan. Plus, without medical underwriting, Benefit Advisors eliminate any issues with one of these highly compensated employees being declined for coverage.
