- Traditional Disability carriers have limits on how much coverage they will write. They will often issue coverage on top of other existing coverage. But this means that very high income earners have a lower percentage of earnings covered by insurance than someone making considerably less.
- Baker Birdwell specializes in helping high income earners find adequate amounts of income protection. Through our special markets, we can generally insure someone for 60% of their earnings up to $5,000,000 in earnings. In special cases, we’ve written even higher amounts. This is know as high excess limit coverage.
